Wealth Management Services

Risk Return Table

Twenty Index Portfolios and S&P 500
Simulated Returns, Growth of a Dollar and Risks (Standard Deviations)
Jan 1928 to Current Month

Note: An investor's actual returns will vary from these index portfolios due to differences in index allocations, timing of withdrawals and contributions, index tracking errors, rebalancing strategies, costs, fees, tax related strategies, and other factors. According to the Financial Economists Roundtable, index portfolios are the best estimates of the principal risk factors that are likely to influence fund risks and returns in the future. The annualized returns shown below are after an advisor fee of 0.90%/year (your fee may be lower) and after a DFA mutual fund fees for the entire period, including simulated data periods. Returns data includes an annual rebalancing of indexes. The DFA US Large Company Fund (which tracks the S&P 500) is shown with no IFA advisor fee deducted and is similiar. For monthly and YTD returns, the percentage return corresponds to the total period. Index returns DO NOT represent actual mutual fund performance and are for illustration and comparison purposes only. For individual Mutual Fund performances, see the appropriate prospectus (also see bottom of this column.) Past performance does not guarantee future performance. In fact, the Risk - SD or Standard Deviation number shown below quantifies the uncertainty of expected returns. The higher the historical Standard Deviation number, the higher the risk or uncertainty, and the wider the range of future probable outcomes. To visualize and compare these risks, click: . For a complete portfolio analysis, take a ride in the Portfolio Simulator.